When you purchase an automobile the “title owner” will usually require you “the buyer” to purchase what’s called full auto insurance coverage to protect the vehicle while you pay off the loan. What is full auto insurance coverage? Often simply called full coverage, this type of coverage is comprehensive and collision along with the state mandatory liability coverage bodily injury and property damage liability coverage or personal injury protection coverage aka no fault insurance. This can become very expensive over time, but it’s required in order to protect the title owner and the buyer if you are involved in an auto accident. If you are the vehicle title owner, good news, full coverage is optional. You can lower your insurance premiums by increasing deductibles, eliminating overlapping protection or reducing your existing insurance to the state’s minimum liability coverage. read more…

The high-resolution, 9.7-inch LED-backlit IPS display on iPad makes it perfect for web browsing, watching movies, or viewing photos. With iPad, there is no up or down. The Multi-Touch screen on iPad is based on the same revolutionary technology on iPhone. But the technology has been completely reengineered for the larger iPad surface, making it extremely precise and responsive. One of the first things you’ll notice about iPad is how thin and light it is. The screen is 9.7 inches measured diagonally. To maximize battery life, Apple engineers took the same lithium-polymer battery technology they developed for Mac notebook computers and applied it to the iPad. With built-in 802.11n, iPad takes advantage of the fastest Wi-Fi networks. It automatically locates available Wi-Fi networks, which you can join with a few taps. iPad will also be available in a 3G model with superfast data speeds up to 7.2 Mbps. The A4 chip inside iPad was custom-designed by Apple engineers to be extremely powerful yet extremely power efficient. read more…

We’ve all done it – deleted files when we didn’t mean to. Whether it’s accidentally dropping them in the Recycle Bin, hitting Delete instead of Save or deleting something in DOS without thinking things through first, we’ve experienced that jaw-dropping realisation that we’ve lost work. And you may have experienced even more horror at a hard-drive crash.

However, it’s very rare that those files are completely deleted for good. That’s where hard drive recovery comes in. Even when something really catastrophic does happen – that is, your hard drive seizes – there are professionals that can work digital miracles on your equipment to resurrect the data.

Over the next few paragraphs we’re going to look at everything you can do to access your lost data. Data recovery from a crashed hard drive is possible, whether you’ve deleted it, Windows has crashed, or even when you can’t access your hard drive at all. We also point you in the direction of the companies that can help when all seems lost. read more…

Netflix members and PlayStation 3 system owners can now watch instantly streaming movies and TV episodes with Sony’s versatile video game console.

In order to watch all those wonderful “Watch Instantly” movies from Netflix using the PS3, (for now) you have to get your hands on an instant streaming disc. Members, log into your Netflix account and order your free Netflix instant streaming disc. The instant streaming disc will be delivered for free by first-class mail, generally one business day after members request it. When it arrives, this disc is for you to keep, do not return it to Netflix. read more…

PCMag’s Michael J. Miller attented this years CES and as expected 3D TV dominated the show and the coverage. Miller reports: There was a lot of good news coming from the show about 3D technology. Nearly every TV maker had a 3D demonstration, and the vast majority of them plan to bring “3D-ready” sets to market by the next holiday season. Most of the standards required for 3D are starting to get settled, including a standard for storing 3D material on Blu-ray and for connecting such new Blu-ray players to new TVs. And we saw the beginnings of mass-market content.

But having sat through more than a dozen demos of 3D during the show, I’m convinced that the TV industry has a lot of work to do in explaining the various kinds of 3D and, perhaps most important, making 3D TV easier to watch. I’m convinced that most of the content makers still have a long way to go before they can make 3D TV not just a gimmick but an essential part of storytelling.

Meanwhile, there’s a lot of information about 3D TV floating around, and also a lot of curiosity on the part of potential consumers. Here are the four things you need to know in looking at 3D TV. read more…